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Occupancy is not the number that pays the mortgage. Enter your rate, occupancy, cleaning economics and fixed costs to see monthly profit, margin and the occupancy you need just to break even.
Monthly operating profit
This listing loses money at this occupancy.
Revenue is booked nights times your rate, plus the cleaning fee on every stay. Shorter stays mean more cleaning fees collected, but also more cleanings paid for, and the platform takes its cut of both. That is why the average stay length changes profit even when occupancy stays the same.
Fixed costs are the ones that arrive whether or not anyone books: mortgage or rent, utilities, internet, insurance, software. Break-even occupancy divides those by what each booked night contributes after fees, cleaning and supplies. If your break-even is above 70%, the listing is fragile: one slow month puts it under water.
The Airbnb / STR Manager spreadsheet tracks these numbers from real bookings, month by month and per property, and the STR Turnover Log shows what each changeover actually costs. For the cleaning side of turnovers, see the turnover cleaning checklist guide.